Activists - owai la keia? Actuaries ma Insurance

Actuaryʻoihana mea 'ihiʻihi i loko o kaʻAmelika Hui Pūʻia a meʻEulopa. ʻia iaʻano poʻe noonoo nui i loko o nā pāʻoihana kihapai. I Rusia, i ka hiʻona o keia mauʻoihana ua i mālama, akā, ua 'aʻole e pau ana i ka' Imi hoʻohana i nā lawelawe o actuaries ka hoʻonohonohoʻia i loko o kekahi mau spheres o ka ha awina. Ka loa mahaloia ka mea, i loko o ka hui panakō kaiaulu, lawelawe, lapaʻau, a me ka 'Imi i hoʻohana lākou mau lawelawe ma ka hoomau kālā.

An actuary mea he hooiaio ia hoʻomalu

Activists - ka hoʻomalu, ka poe i ka mea kiekie oia ka hoʻonaʻauao aneiai paha oaoieei-, e like me opa ai he kūpono ka palapala o ka actuary. Ma Rusia, kā lākou mau haʻawina mea,ʻaʻole kekahi e pono e ae ia, no laila, ke palapala ua kumu kāki ma luna o ka muli o kūikawā examinations. Kēiaʻano o ka ho'āʻo nā loina e ole a pau na moho. Akā, kā lākouʻana pau 'oe hiki maluhia olelo aku i na activists - e hoʻomalu i ka lani kiekie loa hae. Ka mea, e lawe mai ma ka moku'āina Luna o ke kauoha aupuni.

Mākou ke olelo i na activists - e hoʻomalu i loko o ke kula o ka makemakika, ka poe i kekahi mākau e pono ai no ka i ka ho omaulia o ka lapaʻau ka pilikia. Eia kekahi, actuaries hiki e hoʻomaulia e ae e hoʻoholo i ka hopena e pili ana i ka pomaikai o ka waihona kālā i loko o kekahi mau waiwai.

Ka lapaʻau anaina hiki ole ke hana me ia me ka hoʻomalu

Actuary ma ka lapaʻau - mea he hoʻomalu i hanaʻia no ka hoʻomaulia lapaʻau kumu a me ka lapaʻau ka uku nui loa. Paha, i ka loa ma ka koi e hoʻomalu i loko o ka hoʻolako 'ia o ka lapaʻau lawelawe, i ke kumukuai o ka i me ka nānā' ia ma ke kumu o actuarial ho. Ma waho e actuaries - kēia mau mea 'oihana hana i compute i ka mea e pono ai me ke koe o ka insurer, ka mea hiki ke lawe mai i ka auhau o ka waiwai kūʻai papahana, e like me ke koena o na ho omaulia pili i ka mohai a me ka muli o lapaʻau.

Kēia mau 'Oihana e nui no ka lapaʻau poʻe. Mai ka actuary ma ka lapaʻau - he limahana o pono e nui palapala hōʻoia no, i loko o ka poʻe ka mea, ua malamaia lakou nei, me ka kūikawā noonoo, no ka mea, mea paakiki i ka imi i ka 'oihana nui iho la ia.

Nō hoʻi, e like me ka Lūkini kanawai, lapaʻau poe e waiho i ka mana kuleana no ka hooponopono o ko lākou mau hana, ai ia mau moʻolelo ma kona paʻa ma. Na hoike i hana ia ma ke kumu o nā helu i nā actuarial hana.

Insurance actuary - mea ole kaʻoihana, ina oe e ole i "maikaʻi" makemakika a me ka mea'ē aʻe i pono e wae sciences. Na Kekahi Mau 'o ia i kekahi limahana, moe kaʻoi loa i loko o ka kiko'ī helu, e pono e hana i kela lā. Ma hope o nā mea a pau, lapaʻau actuary - he loa kuleanaʻoihana: ma muli o ka pololei ole i ka ho omaulia o ka lapaʻau nāʻauhau i loko o ia i ka poe hiki wale koho i ka pono, e komo i loko o lapaʻau hana.

Ka wā i hana ai i kēiaʻoihana

Ka hua'ōlelo "actuary" i Roma kumu ae. A hea aku la lakou i loko o kahiko Roma, he kanaka i hana i kālai lāʻauʻana i ka Senate ke anaina kanaka. Akā, i kēia ano o ka olelo, alaila ua hele aku ai.

Actuarial ha awina ma ka ke kālā no ka naauao o ka pelekikena a, kuleana a me nā hana o actuaries uaʻikeʻia i loko o Beritania ma ka hopena o 18th kenekulia. Oiai ua he pono e mathematically pololei e ho'āpono aku i ka kiʻekiʻe o kekahi lapaʻau dala, a emi iho kekahi ka pilikia i loko o ke ola lapaʻau.

I ka 1762 ua ka poʻe mua i i alakai i ka actuarial hana. Aie i ke koi nui no ia mau Oihana, ke kuai nui a me ke kino. Ma ia laua me ka ulu ana o ke kuai, nui a oi ala ae la i ka pono, e ho okumu i ka hui i makemake lawe pu activists a me ka pāʻana i ko lākou hana. Kēia i ka pilina i ka muli o ka London Institute o Actuaries i ka makahiki 1848, a me ka eha makahiki ma hope - o ka'āuna kumu o Actuaries i loko o Edinburgh.

Pela no i ka 1895 na nā kaiapili ma Pelekiuma, UK, Kelemania, Palani a me ka Amerika Huipuia, ua kukuluia kekahi mau o ka Hui International o Actuaries, nona ke keʻena luna o loko o Palukela. Kēia hui kela eha makahiki, paa hālāwai. Ka mea, e kūkā ana ua e helu o actuarial hana, hana, 'ole a me ka functioning.

He aha nō nā hana i muaʻia iaʻano poʻe

actuary pilikia komo i loko o ka hooko ana mai ho, ma ka mea e hoʻomaulia i ke dute kūpono no ka lapaʻau lawelawe. Ma lalo o nāʻauhau kupono manao i ka waiwai o ia mau lawelawe i ka poʻe, a e uhi a pau o na ka pilikia o kona hana ana i ke kiʻekiʻe o ka solvency a me ka waiwai kumupaʻa aia ma ka akau pae, kaulike kumupaʻa a me ka 'eleu i ka ho omaulia ana o ka apo akuk ai ke kuleana,.

Actuary mea he limahana o mea hiki ke haʻawi aku i ka'ōnaehana nā limahana ma luna o nā mea a pau e pili ana e pili ana i ka waiwai e lilo aku ana o nāʻauhau. No ka mea he nui, i ike ia e ka pane ana i ka ninau o ke ana e hoʻololi i ka lapaʻau ka uku nui loa ina e hoonui i ka deductible mai a hiki i ka kekahi kiʻekiʻe, e like me ka wehe mai i ka papa inoa o ka hoʻopaʻa waiwai ka pilikia "pohō ma muli o ke 'ē aʻe ana." Ma keia hihia, ka mea pono i ka nui o ka ike e leie aku ia ia, e maopopo kopecks recalculate holo 'awelika no kekahi hui lawelawe pili i ka lapaʻau hanana.

Pehea e lilo i actuary

Ka mua ka mea e pono ai e loaa i ka kūpono palapala hōʻoia. Hoʻonaʻauao ma o ka actuary mea pipiʻi. Ke ana o nā haku ma kahi e hōʻike i kā lākou aʻo koina i ka hola £ 6,000 no ka makahiki o ka mahele.

E lilo i actuary, moho e kekahi, o ka poe i 15 hōʻike. Ma waho aʻeo ia tuition, i ka poe o ka hana e kākoʻo manuals a me nā pono hana i i e pono keia mau mea i loko o ka ulu ana o kaʻoihana kahuna.

Ma Rusia, ia mea paakiki e aʻo i e ka actuary

Ma ka palena o ka Russian Hui aʻo manaʻoi kēia hana kūikawā ua i komo i loko o kekahi hoʻonaʻauao kula. Holo nōhie e hana lawe i ke kanaka i loaʻa i ke kulanui ka papahelu a me ka maikai ma ka makemakika. A laila, i ka poʻe i kū kaʻawale hoʻomaka aʻo, a hoala mai au ia ia i ka hoʻomalu actuarial pāʻoihana.

Pono ke loaa i ka palapala ma ka Russian Actuarial Society. Kekahi me kŰia Aina kauä kuapaʻa o Actuaries, e leie aku e hoʻokūpaʻa i ko lākou kiʻekiʻe o ka ike a me ka pomaikai, e loaʻa i ka 'oihana i loko o ka lapaʻau huakai a me ke kapa.

Pakiko-hoʻokonukonu a papa hana o Actuaries (sro Actuaries)

I mea e kanaka hoʻoponopono i ka hana o kēia mau 'Oihana i' ole-e pono ai ka hoʻolālā mua, i kiaʻi i kā lākou hana, a ua hiki no hoi e ka rula o ana i loko o ka makeke o actuarial lawelawe. Ma nā hua'ōlelo, ka pakiko-hoʻokonukonu hui o actuaries ma na hana hoao ana, e kiai ana i kēia mau 'Oihana hana.

Kekahi ia hoʻomalu, e lawe mai lākou i ka 'oihana hana pono ia i l & acirclâ' o ia o ka hui.

He aha nā hiʻona sro Actuaries

Oe ke koho i ke kēia mau hana:

1. Development, apono a me ka manaʻo o ka hae a me na rula i e alakaʻi actuaries ae hana i na oihana hana.
2. Ke kukuluia'na o ka olelo a me na kumu o ke komo o ka hou hoa, ka nô uku, hoopai.
3. Hoomalu ana o na pomaikai a me ka pono o na hoa o ka hui a hiki i ka lehulehu Aupuni, na pahale a me nā hana.
4. Me ka mana hoʻomalu ma luna o ka 'oihana hana ana o na hoa o ka hoʻolālā, kā lākou kaʻaeʻana a me nā mea a pau na rula a me nā kaʻina hana stipulated ma ke kanawai.
5. Kaulike piha informative kākoʻo lālā.

He aha olelo pono hoʻokō me ka sro

Hana activists ma Rusia ua pu ma kekahi aole i hiki maopopo-ulu nenoaiu o ka palapala loio. He Nolaila manawa ma mua o ka State Duma ua noʻonoʻo 'ana i kekahi bila kanawai ia e hooponopono i ka hana o Actuaries. He loio i palapala hoʻohuʻu i ka pakiko-hoʻokonukonu hui o actuaries pono halawai i ka kēia mau koi:

1. E like me kekahi hapa o ka hui, aole mea i emi ma mua o 100 kanaka i halawai pu i na koi hookupaaiaʻi ma ke kānāwai.
2. It E e kau i ka uku dala no ka uku ma ka kukulu ana i na kuleana nā mea kūʻai mai. Oia dala i hanaʻia wale nō o ke dala maoli. Ma keia hihia, pono e hoa a pau o ka hui ia muli o na makana. Ka palena iki na makana pono e like me 30 tausani rubles. ʻO kā mākou ka nui o ka uku o na koi ana o nā mea kūʻai mai o ka puu dala uku e ole e oi aku mamua o 600 000 rubles.
3. Ma ia he hui e ia i ka maopopo 'ole, ka mokuāhana, a me ka collegial'ōnaehana kino. Hoʻomalu mana o ka Luna papa e hana.
4. Ka hui Pono e hana i pili i nā ana hoʻohālike o ka actuarial hana i kupono, a mai hoole aku paha i ke kanawai o ka Russian Hui.

E kekahi akamai, a e hiki, e hoʻomaulia i ka waiwai e lilo aku ana o kēia mau 'ole' ē aʻe ka pilikia - o ka luna 'oihana. E i ke actuary i ka ike pono ia ma ka kiko'ī sciences, a e hiki ke hoʻoponopono i pili i ka helu nui o unknowns luna 'pilikia.