"Hoa" (lapaʻau poe): laikini hoopau. He aha e hana ai? Where e hele ai?

I kēia mau lā i loko o ke kūkala nūhou nui a me ka oi pinepine oe ke ike i ka 'ike i kekahi lapaʻau poʻe lilo kona laikini a me kaʻa mea nona kona nā mea kūʻai mai mai i ike i ka mea e hana ai me kā lākou mauʻauamo e noho ana. Kekahi manaʻo i ia mea hiki ole i ka oiaio, e 'imi a lawe mai kālā waihona kālā i ole maoli. 'Ē aʻe e hele e aloaliʻi, a me ka mea, ua manaoio aku i hoʻolako i ke kānāwai no ia mau wahi, i hiki a, me, na ki ina hana like o ka manao paa ia hoopaapaa.

I ka lā, i ka lapaʻau huakai "hoa" hoopau laikini. He aha hana i ka poe na nā mea mālama mai o keia hui? Pehea e ike i ka mua i ka UK ke lilo kona laikini? Ua loaʻa ka manawa e hoʻi i ke kala? E noonoo na mea a pau ma ka mea.

He aha poʻe pele hāʻule i loko o hooki-papa inoa o ka Central Bank

Central Bank i mua i pani ma kahi o 31 poe, a 17 ponoi insurers. e lawe ia ana e ku e onipaa no, e like me na koi ana o ka Central Bank e pili ana i ke kālā a me ka kumupaʻa solvency o ka hui e pau. Penei, ina o ka poʻe i i hoʻokūpaʻa i ko lākou kālā kulana, ua SC - bankrupt, niioaaonoaaiii, e komo lākou i loko o ka holo ana-papa inoa, a hiki hou lawe mai lākou mau hana ma luna o noho lapaʻau.

lākou laikini oihana e hoʻolako i ka Central Bank o unreliable ikepili ma luna o ke kālā māmala'ōlelo e hōʻike ana he pinepine lakou i lilo aku. IeAUPIIe, IAa IO keia ua hanaia ma ka mea e lilo lapaʻau me ke koe. Eia naʻe, mea hoʻokonukonu koi ole e lawe i ka mooolelo i, ma ka huli, o ka nani nui hewa.

E like me ka hooponopono ana o ka lapaʻau pae "hoa" Ua lilo kona laikini, a ku i ka holo ana-papa inoa June 3, 2015.

No ka mea, o ka mea'ē aʻe e hele ma revocation o ka laikini

Ia lakou e ike koke e mai la oia i ka hoopau ana o ka poe o ka ha awina i e ku pono i ke kaumaha kumu. Aia mau hihia i ka wa a ka Central Bank hoouna mai ai i na koi ana o ka hui, akā, loaʻa kekahi mea ma ka hoi ana mai. 'O kēia ka mua peahi i ka poʻe i ka hana i lawe mai pono. O ka holo ana, a laila, e hoʻomaka i ka global hoao ana, i a me ka hōʻike 'aʻe'.

Ua mea no hoi e pono ke ike i ka revocation o ka laikini - ia mea he lōʻihi ana i ua io ia wale nō i loko o ka hanana i ka insurer i ole pane i nā ano o ka AaOIeIOUIeXAOAaIN.

Ma waho aʻeo ka mea, ka mea e olelo aku ke kumukuai o noonoo, i ka UK "hoa" Ua bankrupt, mea i pololei. No ka mea, i loko o keia hihia,ʻaʻohe pilikia ma na nā mea kūʻai mai o ka lapaʻau lawelawe makemake ole nei.

panakalupa

Inā keia kāohi ana, e ua hoʻohiki nā mōhai a pau, e loaa ia entitlements ka mea, ua noi ia ma ka mahalo o ka insurer.

Ma a me ka nui, panakalupa mea he kaʻina hana e pono ai ka manaʻo o ka UK waiwai. Oia hooponopono ae poe e kuai waiwai e loaa pohō i ka iki i aoao, i mea, motorists a me nā aie.

Kālā insolvency o ka ahakanaka ua hoao ma ka 'aha hoʻokolokolo. Ma keia hihia, ke initiator hiki ke hana e like me ka mea nāna o ka poe iho, a me ka hauʻoli nā mea kūʻai mai.

I ka moolelo o ka ahakanaka "hoa"

E like me nā hanana weheia i ka 2015, a ma mua. Insurance lehulehu i wehe "hoa" LLC hoʻi i loko o 1998 ma lalo o ka inoa "Srednevolzhskaya amo SK". Eia naʻe, ma hope o 6 makahiki,'ōnaehana nō e Kapa hou i ka hui "SOK".

E hoomaka ana me ka lā mua o ka hana, i ike i loko o ka poʻe mālama mall loli. I keia i ole deter nā mea kūʻai mai, ua hoʻoholo ihola insurers e hou-momoku ahi a me ka hou-Kapa hou i ke anaina i ka lapaʻau pūʻulu "hoa" ma ka 2007.

Mai ia manawa, ai ka UK i ua 'Imi hoʻolaha a me ka nani koke lilo iho la ia i ka luna i loko o ka MTPL a me CASCO kuai ana. I ka 2013, o ka "hoa" i komo i ka pane lākiō o ka nui Lūkini insurers.

Oia kulana mea ulu i ka ukuia,ʻaʻole wale i ka kuai ana o ka lapaʻau kūkulu 'ia i kekahi motorists. Ka poe ua 'Imi ae nei lawelawe i ka loio i nāʻoihana. Total ma Rusia i weheia 401 oihana o ka huakai.

Ua neo? Aaiiai? I lapaʻau poe "hoa" ma ka helu wahi: Samara, Ul. Gagarin d. 141A, a me ka mua manawa nā mea mālama mai haʻalele i ka oihana no kona mau loa maikaʻi manaʻo. Mahalo i ka 'ano kūpono o ka lapaʻau ahakanaka ua hiki ke loaʻa i ka nui clientele, a loaʻa 6,7 ieeeea? Rubles i ka 2013. Keia huina o 87% ma luna ma mua o ka loaʻa kālā o ka UK i ka 2012.

I ka pau ana o 2013 "hoa" ua ua hui pū i loko o ka PCA, a ua lilo he l & acirclâ 'o kekahi mau ahahui o ka lapaʻau. Aie i ka mea mahuahua iki nei ua hiki i ka hoʻomaka i ka oiʻano pākīkē Promotional haʻawina, a me keia pomaikai i ka poʻe.

Eia naʻe, ma April 2015 ka lapaʻau poe "hoa" ua paa hou mai la no ka iiaie oaoieei kumu. indignantly poʻe nā mea kūʻai mai hea aku ma luna o ke kelepona hotline, akā, ka mea, aole ia i hana.

No ke aha la i paa

E like me ka olelo mua, "SOK" Ua Kapa hou i ke. Hiki i keia manawa, aole kekahi i ike i ka mea i pili i ka rebranding. Eia naʻe, loa paha, ka mea nona o "SOK" hai aku ia lakou iho bankrupt, ma hope a lakou i hiki ole hou-komo i ke kuai me ka "blurred" inoa.

I loko nō a pau o kona mea, no ka hooponopono ana "hoa" ua i hiki ke hooko i ka mea e pono ai o ka Central Bank, a me ka hopena i ka manao o ka poe aponoia ka toughest hoopai - deprivation o ka laikini. Ke kumu no keia i ka lehulehu hopena maikaʻi 'hōʻike manaʻo o ka hui o nā mea mālama mai. Car mea nona ka'ōhumuʻana i ka lapaʻau 'aʻole e uku ia i ke kālā, a aole e lawe i ka mooolelo o ka lehulehu māmala'ōlelo e hōʻike ana a me ka aelike.

lawsuits

Initially, ma lalo o ka olelo hooholo o ka Aha kūkākūkā o ka Samara nui māhele'āina, Ua hai aku bankrupt ka huakai. Loko o 6 mahina o ka oihana waiwai ua ia e kūʻai liloʻia aku ai no ka pono o ke kaʻa ona, ka poe i ole loaa i ko lakou kala.

Naʻe, i ka hopena maikaʻi hōʻike manaʻo a me ka hoopii mai nā mea kūʻai mai i malama ia e like me ka impetus no ka oi loa ho'āʻo IC hana. ʻO ka nānā 'ana i pii ole mai i ka hoike karaima hana ma ka aoao o ka poe man- akia. O ka holo ana, ma hope o ia, he hou pae o ka litigation. I ka lā, i ka lapaʻau huakai "hoa" hoopau laikini. He aha hana i ka poe i loaa ia mai karaima a pau o keia hui?

Pehea e uku pohō no CTP

I kēia lā, i loko o na kulanakauhale he nui o ka Russian Hui mea no ka nui helu o ka alunu nā mea kūʻai mai. hiki ole Car nona loli ana ma ka hana, loaa ka uku. He nui ko lakou naau e aʻo i ka lapaʻau poe "hoa" hoopau laikini. He aha e hana i loko o ia ke kulana, lawe i ka kokoke nānā.

Inā ka poʻe i loaʻa iā ia kona laikini hoopau, a laila ka mea wale ala, e loaa ke kala - mea e hoopii ai i kekahi Hookolokolo mana. Ua mea i pono, e hoomakaukau i ka mālama '-hookolokolo koi ana, hiki ke loaʻa he specimen o i kekahi ma ka wahi o ka lapaʻau, a me RSA (Russian Union o Car nona). Na ia hui ke möakäka hou mai paha ka lapaʻau poe i nele o ka laikini ole ia i hai bankrupt.

I ke kaha kiʻiʻana i ka lawsuit hākālia nō ia i ke kaʻa mea nāna noi aku la ia ia, e hoʻi i ka hapa ua hanaʻole o ka uku nui. Ua mea i pono, e noonoo i ka manawa o ke koi nei ma kahi o 2 makahiki. No ia mea, ia mea pono, e wikiwiki mai, aʻaʻole e hoʻokaʻulua i ka pāʻoihana o keia pilikia.

Ka pono kaʻina o nā hana, ua like penei:

• Houluuluia mālama '-hookolokolo kuleana, he specimen no i hiki ke ike i keia' atikala a noi aku i loko o ka SAR. Keia pepa (mea pono hōʻike i ke kaa i mea nāna ka pali, a pau ia i ke dala e e hoolilo) e hoouna pololei i ka lapaʻau hana.
• Ma hope o ka poʻe i ka hooponopono ana, aole ia i pane i ke koi ana, i ke koi ana ua i, a ua i hiki ai i ka hookolokolo mana.

CASCO

No ka hoopau ana i ka aelike o ka lapaʻau ma luna o ka mohai hanaʻano pono mua pili i ka kūikawā kuleana hooponopono Oihana, a e ia i loko o nā hui e hoʻolako like lawelawe. E hana i kēia, e ke hoouna aku i kekahi palapala i ka oihana poo, a noi uku no ka piʻi.

Ināʻaʻohe hana ma ka UK 'ole e hana, alaila, ua pono hana ma ka like algorithm like i loko o ka hihia o ka CTP.

Ua mea hiki, e hoʻi i ka moni a

E like me ke kānāwai, ka Customer ua noa i ka 'ōlelo i ka aelike me ka lapaʻau hana i kekahi manawa. Ma hope o ia, i ka poe ua koiia e hoʻi i kona mau kālā. Akā, e like me ka hana pono E hoike mai, me ka mea ole pela maʻalahi.

hoao ana kekahi o ka "hoa" nā mea kūʻai mai, e kaʻana kā lākou moʻolelo, e loaa ke kala mai i ka au hoomolowa insurer.

I kona manao, e kuai lilo aku i kona kaʻa, ninau mai la ia ia no ka lawelawe ana i keia oihana. Mai ke kaʻa i kūʻai ma ka aie, i loko o ka lima o ke kaʻa ona, he mau kulekele: MTPL a me CASCO. E hoola i ka uuku, a kiʻi i kekahi'āpana o ua hanaʻole dala, huli i ka Keaukaha i ka "hoa". Ma hope o kekahi ana mea i hooholoia, e 'ōlelo i ka aelike. I ka hōʻeaʻana i loko o ka ulia kaʻa mea nāna i halawai wale office limahana, ka mea i hoopii aku la lakou i ka mea paʻa laikini hoopau. Ua kono aku la ia ia, e hoʻopiha mai i ka palapala noi a me ka haawi aku i ka hoʻi palapala. Naʻe, i kēia pepa i ole hoakaka pono ehia na dala ka wā a e e hoi aku ai i ka Client. Mahope o 1.5 malama i ke kulana i ole loli.

Loaa i kekahi mau ho'ākākaʻana i hoʻopunipuni mai ai Client uaʻaʻole hiki iā no ka mea, o ka oihana ua pani, a me ka wela-laina kelepona 'Aʻole e holopono ana.

Inā ka ulia hanaia

Aia mau wahi, i hiki i ka wa a ka Client o ka lapaʻau poʻe limahana ma ka alanui kalepa ae la lakou ulia ma hope o ka UK ua i kona laikini hoopau. Ma keia hihia, loaa dala ka uku mea hiki wale nō ma nā pā hale.

No ka mea Hookolokolo mea mea e pono e hoomakaukau i ka pepa, e hookupaa aku ana i ka ulia, he noi no ka lapaʻau uku, lapaʻau kūkulu 'ia a me ka hoomakaukau i kekahi Hola Pūnaewele o ka hoʻomalu hewa.

Inā i ke kahua hana ka mea, ua maopopo i hele bankrupt ka poʻe, ka mea i hoʻopunipuni mai ai nā mea mālama mai i, e kali ana no ka hoʻomaka o ka panakalupa hana. I hookuu i ke kuai ana o ka waiwai o ka poe helu kuhi puke i loko o 3 mahina ma hope o ka hoʻomaopopo pono o ka panakalupa. Iloko o keia manawa, e pono like 'āwīwī i hiki e hoouna aku ma ka inoa o ke kūkākūkā manakia like palapala noi me ka noi, e hui aku i kaʻa mea nāna i loko o ka? Aaeno? O aie' koi ana.

ma ka hopena

E aʻo i ka moʻolelo a me nā kumu o ka mea i ka lapaʻau poe "hoa" hoopau laikini, mea e hana i oi maopopo. Eia naʻe, maikaʻi, a 'aʻole e hāʻule i loko o ia i kekahi kulana. I mea,ʻaʻole e lilo aku i ke kālā, ia mea pono e hoʻopaʻa haʻawina ma ka au mamuli o ka aelike me ka insurer. Ka palapala Pono e helu hiki i nā wahi, i hiki a me nā haumāna. Inā ka aelike, aole ia i olelo e pili ana i ka mea e hiki panakalupa a lilo o ka laikini, e aho ia ia, a i ole haʻalele '.