4 oluolu aoao, e hoola i ke kālā me hurting ana ia lakou iho

E, oe i kekahi ho'āʻo ana e hoomahuahua i ko lakou loaʻa kālā ma 200, 400 a $ 700 i ka mahina? A i ka wā e hana mai, au ua kāhāhā i ka ike i ka noa dala, aole ia i maoli lilo hou, a me ke kālā i mahuahua proportionately. Ua pono, e mea wale i loko o keia ole - mea he pilikia loa kanaka i. Akā, i ka euanelio maikai, ka mea maʻaneʻane kekahi kiʻekiʻe o ka makahiki kona hiki e financially holomua - ia mea, Noho emi ma mua o oe loaʻa. E ka manaʻo e pili ana pehea e hoola i ke kālā maluhia, a pehea e hoʻomaka i ke alanui i kālā ku okoa ana.

KaʻAnuʻu One - i ka mea nui

Oe ke lākou e ala hou mai ka lā hoʻokahi no ka lōʻihi manawa moe o ka waiwai, ho i, visualize ... Akā, i kou manaʻo hana ole ia e ia i hoʻokō 'ia ma futility. Ka mea mua a me ka loa nui malu o ka waiwai - mau pana aku au i emi ma mua o oe ka loaʻaʻana.

E hahai i kēia loa puni hoʻi: lawe ia i ka rula e hookaawale i 10% o kekahi huina i moe i loko o kou mau lima. E mālama i ka hookaawale makauliʻi mooolelo a me ke kanalua, a me ka hoopaapaa ana - e hoola i ke kala! Nolaila, o kela mea keia mahinaʻoe e uku ole wale na kūʻai o ka ai, ka lole a me ka lealea, akā, no hoi ia lakou iho. Oe i aole lakou i ike i ka nui o calmer a oi paulele e haha mai i loko o ke ola.

No laila, e i koe me ka 90% o ka loaa. A laila hele mai ka ...

KaʻAnuʻu elua: pehea e hoola i ke kālā

makemake mākou a pau e noho nei a me kēia manawa, noho mai ke ola maikai a me ka pomaikai. Mai makaʻuʻole i kaʻuʻumi iho pinepine mālama i kanaka, mai hoola. Akā, ua nui nā aoao, e hoola i ke kālā aneane imperceptibly.

1. Hoku Welowelo oe ia oe iho mai ka hoʻokali kūpono 'Kailiokalauokekoa!

Impulsive kūʻai lilo mai kekahi - keia mea he nui nahā i, i pūnāwai he wahi lihi iki o ke kala. Ka mea, e lawe mai wā pōkole, ka olioli, a laila, he mea wale no ka ho'āʻoʻana o ka mihi e pili ana i hoomaunauna aku ai i kālā. Oe ke hoomalu oe ia oe iho i kekahi mau mea me ke kapuai hookahi:

- E kau i kou aa kala huali Pepeli e olelo, kēia hopuna'ōlelo e kokua hoola 70% o na dala, mai ka paakiki ke kālā "oe anei Pono keia?". Just mai hoopoina i ke kamepiula hoʻololi i keʻano o ka Pepeli a me ke kikokikona o ka ninau a hiki i ka noonoo ana o ka ole "zamylivat".

- Wahine kuai pipiʻi mea ma kahi hoʻokahi. E manawa mai: i kekahi lā o ka noonoo no na $ 100 kumukuai.

2. Save dala ma maʻamau o kūʻai lilo mai kekahi!

E hoola i ke dala ma ka ai - he alanui nui e hoola mai ka 50 a hiki i 200 na dala o ka mahina.

- E kakau iho i ka papa mua oe e hele ai i ka hale kūʻai. Kēia poe noonoo ole rula kōkua i ole e distracted, a kuai i mea wale oe anei pono. Ma hope o nā mea a pau, no laila, pinepine mākou e hele aku i ka mākeke nui wale, e kuai ai i berena, a me ka pana aku au i ka mea i hele he umi hou. Aloha kēia papa, e kōkua pale aku i kēia painless.

- Mai hele aku i ka hale kūʻai i ka nele'ōpū. O ka manaʻoʻike liana: he pololi ke kanaka e kūʻai 30-40% oi ai ma mua o ka mea maoli nele. He Kahalaopuna ono a me ka nui , kokoke i ka ai a pau i loko o ka hale kūʻai! A - mua, eʻai, a laila, hoomaunauna i ko oukou kala.

- Home makauliʻi mai i makemake kalaka nui-pau, a me nā huahana pūʻolo helu. Hana i ka makemakika oe ia oe iho: waiwai kuai ma ke kaupaonaʻana, a me kaʻai moʻa ma oe ia oe iho, aia nō ma kahi o 30-40% ho'ēmi ma mua o kā lākou poluprigotovlennyh, a hohola mai ma luna oʻeke counterparts.

3. E wary o kūʻai hou 'ikamu a me nā huahana e kauoha!

Pehea e hoola i ke kālā ma luna o kēia? Loa puni hoʻi: kali i kekahi mau mahina a hiki i ka hype subsides ma svezhevypuschennoy ÷ kelepona, TV 'ole' ē aʻe lako a pan. Price ua mau hāʻule ma luna o awelika e 30%, a me ka pono o ka huina hoonui koe ka ia. Ka mea hana me ka "huahana e Hōʻike Pāʻani Kinipōpō Hīnaʻi" - Manufacturers kūʻai lilo aku ia ma ka lula 'uku ho'ēmi.

4. E hoomaemae iho o ka hoʻokali kūpono 'pathos!

E haʻi maiʻoe iaʻu i kou mea oi nui - e hele ai nā lātike? He aha e oe hana no ka overpayment mea a pau loa-ike momoku ahi, he kūlana kaʻa a me ka wati? Hōʻoia ia mai - he nui na mea e oe ke kuai hapalua ke kumukuai ole losing ma ka mea e like ai.

Inā 'oe stubbornly koho i kou wale hana maʻamau ahi, ka mea,ʻaʻole hoʻi e like me ka mea maoli kālā nā papaha, ia mea i kumu e manaʻo - a ina pau ka OK me kou pakiko-nani a me ka hoʻoponopono'-hilinai? Malia paha 'oe i laila, ho'āʻo ana e kuai i kekahi wahi lulu maikaʻiʻana? Akā, i kēia mea he okoa moʻolelo.

Pela ua hōʻike mākou i nāʻaoʻao loa na mea e hoola i ke kālā. E ho'āʻo i ka hana i kekahi mauʻano hou, a mea a pau waiwai kanaka. Ua Aloha maʻalahi. Akā, he hana ua hoʻohiki i ka hoʻoikaika 'ana i kou ola!