Nā mālama pono i Rosselkhozbank: nā hi'ohi'ona a me nā'ano o ka wehe'ana

Ua hana'ia ma kahi o 600 kelewa like'ole i Rusia i kēia lā. A, no ka mea,'o ka'oihana kū'ai'oi aku ka nui loa no nā mea e kau nei i nā laina o ka palena. 'O kekahi o ia mau mea'o Rosselkhozbank. Aia'o ia i ke ono o ka noho'ana. A, e like me kēlā me kēia'oihana pili kālā e pili ana iā ia iho, hā'awi'o ia i nā makana o kāna mea kū'ai. B "Rosselkhozbank" ua hā'awi'ia nā kānaka i nā kūlana maika'i a me nā uku maika'i. Eia maanei e pili ana iā lākou a he mea pono e ha'i hou aku.

"Ke pi'i mua'ana"

'O kēia ka inoa o ka makana mua, a'u e makemake e ho'opā aku me ka nānā. Hiki iā'oe ke wehe i ka 395 ai'ole 548 lā. 'O ka ho'olimalima kaulike he 3,000 rubles ('a'ole ka palena i kaupalena'ia). Loa'a ka uku i ka hoihoi. Once ka holoʻokoʻa waihoia dala - i ka lā ma hope o ka puka ana o ka waiho. Ua ho'oili'ia lākou i ka helu o kahi palapala kāleka i wehe'ia ma kahi ho'okahi ma Rosselkhozbank. Akā,'o ka hopena, ma kēia kaona'a'ohe loa'a no ka ho'ouku hou'ana, ka ho'olimalima'ana i ka hana a me ka ho'opane'e'ana.

He noi hou kēia, ua ho'omaka'ia i ka ho'omaka'ana o Nowemapa i kēia makahiki 2016. He ho'olaha, no laila hiki i nā kānaka ke wehe i nā waihona i Rosselkhozbank i mua o 28.02.17.

Penei nā uku: no 395 mau lā - 7.2% no ka makahiki, a no 548 - 7.4%. Inā hā'awi kahi kanaka i kahi kālā'oi a'e o 50,000 mau māra, ua hā'awi'ia'o ia i ka palapala'oko'a "Amur Tiger". Me ka ulu o 7% no ka makahiki, ma ke ala.

"Amur Tiger" - he palapala'āina i ka ha'awina

E pili ana i kēia kumukū'ai he pono ke ha'i hou a'e. Kēia kāleka waiwai ma na mea he nui kanaka, e wehe i ka waiho i loko o ka "Rosselkhozbank". He kāpena kāpili'o ia, he mea uku kūpono ma'amau i'āpono'ia ma ka honua holo'oko'a (aia kekahi mahele o Visa a me MasterCard).

Ma ka hana'ana i kekahi hana, ua kōkua kekahi i ke kōkua'ana i nā mea ho'oholo Amur. Ma muli o kahi hapa o ka loa'a (0.7%), i loa'a mai nā mea nona kēia kāleka, ho'ololi nā kī'a'ī i ka Center no ka noi'i a me ka mālama'ana o ka heluna o kēia mau holoholona.

He mea lima kēia. Hiki iā ia ke uku no nā kama'ilio pūnaewele, Internet, nā pono, ke kū'ai pūnaewele. Ma waho a'e, loa'a kekahi kālā i 7% no ka makahiki ma ka palena o ke kālā. Eia kekahi wehewehe no ke kumu e pono ai e wehe i kahi waiho ma Rosselkhozbank.

"E mālama iā ia no ka moe'uhane"

'O kēia kahi pākēnahi kaulana. He nui nā kanaka kahaha no, ina paha he mau haole kālā hoʻokomo kālā i loko o ka "Rosselkhozbank". 'Ae,'o lākou. Hiki ke hana'ia kēlā me kēia'āpana kālā i nā pu'u kālā, nā kālā a me nā euro. "E ho'omaha i ka moe"'a'ole kumu.

E wehe'ia ana no 730 lā. 'O ke kālā kūpono'ole - 3000 rubles (ai'ole 100 mau kālā / euros). 'O ka nui he 10,000,000.'O kēia 300,000 kālā a me ka Euro.

Ma kēia ho'olālā,'a'ole hiki i kekahi ke hana i nā hana ho'olimalima. Akā,'o nā kālā i hō'ili'ili'ia ma ka hopena o kēia hua'ōlelo hiki ke ho'ohana'ia i uku mua no kahi ka'a a mea waiwai paha. Akā, i loko o ke kā'ei o nā huahana e like me "Loan Loke" a me "Loans Loan Loea". 'O ka hapa i loa'a, he 7.4% no ka makahiki me nā rubles, 1.15% ma nā kālā a me ka 0.3% ma nā kumukū. Eia kahi hō'ailona o ka waiwai i loko o ka kālā Lūkini: e ho'okomo i 1,000,000 no kēia kumukū'ai, ma ka hopena o ka manawa e loa'a i ka kanaka he 150,000 rubles e like me ka uku.

Ma ke ala, ua kūpono ka waiwai moraki o kēia pēlā. Hiki ke hō'ai'ē iā B 20,000,000 rubles - no ke kū'ai'ana i kahi lumi a hale noho paha (ke kula ki'eki'e a me ke kula ki'eki'e), he hale noho a he'āina'āina. A o ka haawina mua, no ka haawina i hai ia maluna, he uuku. No nā hale kūkulu, he 20%.

"Pika Pai"

'O kēia ka uku palena hope loa, pono e nānā pono'ia, e kama'ilio e pili ana i "Rosselkhozbank." 'O nā waihona o nā kānaka ma'ane'i he waiwai waiwai kaulana, a'o ka "Golden Premium"'a'ole ia he'oko'a. 'Oi aku ka maika'i e noi aku no ka uku'ana i ka ukupanee i ka hopena o ke kauā - no laila,'oi a'e ka nui.

'O ka makana maika'i loa no kēia kumukū'ai e loa'a i nā po'e e makemake ana e ho'onui i kahi'oi aku o 30 miliona rubles ma Rosselkhozbank. Nā kōkua kōkua = nā'āpana nui. Ho'omaka'ia no nā lā he 1460 (4 mau makahiki - ka wā kūpono), e loa'a i nā kānaka nā uku i 8.9% o ka makahiki. Me ka uku he kanakolu miliona o ka waiwai he 10 680 000 rubles.

No nā kānaka i ho'oholo e ho'oka'awale i ka 10 a 30 miliona, e lilo ka uku no ka manawa ho'okahi i 8.85%. Mai 5 a 10 miliona - 8.8%. Mai ka 1,500,000 ai 5,000,000 mau ku'emaka - 8.65% ma ka makahiki.

Ma ke ala, loa'a nā makana kumu kū'ai me ka waihona waiwai nui. I laila,'o ka palena kūpono no 30 miliona a me nā lā 1,460 he 7.65%. Ma ke ala,'a'ole ka palena i kaupalena'ia, a no laila, e uku'ia mai ka uku no ka po'e waiwai - pū. A, e ho'oholo ana ma ka helu a me ka nui o nā waiwai o ke kāleka (e like me 2.76 trillion rubles), nui ka po'e i hilina'i i kā lākou kālā. 'O A ka hō'ailona maika'i loa o kona kūlana.