Kāleka Kāleka me ka li'ili'i a me ka ukupanee ma ka palena: kahi nānā o nā hā'awi maika'i

Ma ka keia lā hui panakō pepa i loa mahalo. Hiki iā lākou ke ho'olilo a ho'olilo i ka ho'opane'e. Hā'awi kēlā mea kēia mea i kona mau manawa pono'ī. 'O kahi kāleka kāleka me kahi cashback he mea maika'i kona. Ua hā'awi'ia lākou e ho'opuka aku i nā'auwa'a like'ole.

He aha ia?

Kū'ai nā'Āina ma kahi ho'olālā ho'okūkū i nā mea kū'ai i ka uku keu. No ka ho'one'e'ana i nā po'e hou, ho'olako'ia nā pūnaewele kālā i ka'oki kālā. Māhele i ka hō'ai'ē kālā no ke kū'ai'ana. Akā pehea ka hopena? No kēlā me kēia kāleka i loko o ka'ahahui, ua ho'onohonoho'ia ka pakeneka o ka ho'iho'i'ana i nā hui kālā.

Ma hope o ka uku'ana no nā waiwai a i'ole nā lawelawe, loa'a ka hapaha o ka mea loa'a ma kāna mo'okāki. Ke ho'oili nei kekahi mau kālā i ke kālā i kēia manawa, a'o kekahi ho'i e ho'ololi iā lākou ma ka lā hō'ike. Huli'ia ka mea e kū'ai mai ana ka mea kū'ai i nā waiwai i ka ho'emi. Ma Rusia, e hana ana kekahi kāleka kāleka me ka cashback ma ke'ano like me nā'āina'ē a'e.

Nā'ike

'O ka kū'ai'ana ma ke kāleka kāleka me ka cashback he mea maika'i loa ia inā'oe e hana mau i kēlā me kēia manawa. He lawa kēia e nānā ai i ka hana o nā kuleana. Hiki ke ho'iho'i'ia nā kālā kū'ai mai nā kū'ai mai i:

• Nā kikowaena kū'ai;
• Nā mea kū'ai pūnaewele;
• Nā ke'ena o ka 'oihana.

Kū'awi'o Banks i ka cashback ma ke'ano o:

• Nā uku, e'ae ana e uku i nā hoa;
• Ua ho'oili'ia nā kinikini i ka helu;
• Miles no ka uku'ana no nā mokulele a pae ka'aahi paha.

'O ke kāleka kāleka me ka cashback he like ia me ka palapala kāleka ma'amau. He mea ma'alahi ke ho'ohana. Pono wale ka mea kū'ai e nānā i nā'āpana o ka hui. 'O ka'oihana kālā e hui pū ana me nā wahi kū'ai kiko'ī a hā'awi i nā uku i nā waiwai. Hiki i nā mea kū'ai ke ho'oponopono i ka nui o nā pila. Hiki i ka loiloi'ana i nā kāleka kāleka me ka cashback e hā'awi iā'oe e koho i kahi koho maika'i loa.

Kekaha'o Tinkoff

'O kēia kekahi o nā pūnaewele nui. 'O ka mana'o ke loa'a mai nā huakike kālā e nā mea kū'ai. 'A'ole kūlana o ka hui, a ua hana'ia nā noi a pau ma o ka pūnaewele. Hiki ke kauoha'ia ke kāleka i loko o kekahi mau minuke, e ka'elele.

"Ke kākike'o Tinkoff" hā'awi i nā kāleka kāleka he 12 me ka cashback. Ua loa'a iā lākou kēlā me kēia. Loa'a nā pōmaika'i me ke kākika Tinkoff Black. Loa'a i 3 mau'ano ho'onui:

• 5% - kū'ai i nā hale kū'ai pūnaewele;
• 1% - kū'ai kū'ai mau;
• 3-30% ho'ēmi ma nā kū'ai kū'ai pūnaewele.

'O ka 99 mau rubles o ka makahiki. A inā he emi ka waihona kālā ma lalo o 30,000 mau kura, pono'ole kēia lawelawe. 'A'ohe pane no nā leka ho'omaopopo SMS. Ho'onui'ia ka uku waiwai ma ka palena: 7% (pū'ulu pili) a me 0.5% (kālā'ē). He kāleka kāleka kēia me ka maika'i maika'i. He mea pono wale nō ke nānā mau i ka loa'a'ana o nā hea a me nā mana'o.

'O Alfa-Bank

'O ka hui'ana he'ahahui kūwaho āpau o nā'ano lawelawe. He 43 kāleka ho'opane'e. Hiki i kēia me kēia mea ke koho i kahi mea kūpono. Hiki ke ho'opuka'ia ka palapala noi ma o ka pūnaewele. 'O nā kāleka a pau he bonus no nā hana kālā'ole.

Pono e nānā pono i ka huahana Cash Bach. Me ia, loa'a i ka mea ho'ohana:

• 10% - mai ka kū'ai'ana ma ke kino kinoea;
• 5% - uku i ka cafe;
• E pi'i i ka 15% - nā uku ma nā pāhele.

'O ka palena ha'aha'a o ka ho'i'ana ma kēlā me kēia mahina'a'ole i'oi aku ma mua o 5,000 rubles. 'O ka uku o nā koina kālā 1,200 rubles. Ho'olako'ia ka leka uila me ka uku'ole. Ho'onui'ia ka 7% i ka pale kālā. Hiki i nā mea ho'ohana Kepope ke komo i ka Alfa-Clicks, a he mea hiki ke uku no nā lawelawe, e wehe i kahi kālā'ē a'e a ho'ololi i nā kālā. E huli i nā pane i nā nīnau āu e makemake nei i loko o ke kāko'o hana. He kāleka kāleka maika'i loa kēia me kahi kualapa a me ka ukupanee ma ka palena.

"Rocket Bank"

'O ka hui'ana kekahi o nā kāleka ho'okele mua, i ho'olālā'ia e like me ka hā'awi aku i nā pono kīnā e hiki ai iā'oe ke ho'ohana i nā huahana kālā. I ka makahiki 2016, ua kū'ai'ia'o "Rocket Bank" ma ke kapa "Otkrytie".

'A'ole nui nā ho'olaha kālā e hā'awi'ia. Akā, aia kahi palapala kālepa "Discovery-Rocket", i lilo i mea kaulana i waena o nā kānaka no ka mea e pono ai. Me kēlā me kēia kū'ai, ua ho'iho'i'ia i ka 10% i ka helu, a'a'ohe mea nui e kū'ai'ia ai ka hale kū'ai. 'A'ole pono ka uku no ka mālama'ana i ka makahiki, a he 50 mau kaloka i ka malama. Ho'onui'ia ka uku i 8% no ka makahiki. 'A'ole hiki i nā kānaka a pau ke loa'a ke kāleka like'ole, no ka mea, hā'awi'ia lākou i nā kūlanakauhale nui.

'O Sberbank

'O ka Bank Savings kekahi o nā mea nui. He ua noʻonoʻo i ka luna i loko o ka hui panakō kaiaulu. 'O kēia hui he mau lālā he nui a puni ka'āina, he nui o nā mea kū'ai, kōkua kūpono a me ka lawelawe maika'i. Ho'omaopopo ka po'e kū'ai i nā'ano huakike a me nā kūlana maika'i.

'O kēlā me kēia kāleka kāleka me kahi ukana mai Sberbank he kūlana a me nā kūlana'ē a'e. Loa'a he 10 mau makana i ka nui. 'O ka pepa'o Vetinum Visa ka mea e hiki i nā kakihi ke'oli'oli i nā pono he nui. Hā'awi'ia nā bonus ma ke'ano o "Mahalo iā'oe":

• 10% - ke uku ma nā hale kino;
• 10% - nā lawelawe o "Yandex.Taxi";
• 5% - cafes a me nā hale'ai;
• 1,5% - nā kū'ai kū'ai nui;
• 0,5% - nā kū'ai'ē a'e.

'O ka lawelawe'ana i nā makahiki he 4,990 rubles. 'A'ole pono'oe e uku no ka ho'ouna'ana i ka leka uila. 'A'ohe lawelawe no ka helu'ana i ka mana'o i ka uku. Lawe'ia nā kumukuai no kēlā me kēia kū'ai. Hiki iā'oe ke uku i nā uku mai nā hoa. Ma lalo o ka'aelike, 1 bonus he 1 ruble.

"Ka wehe 'ana"

Ke hana nei ke kāleka mai ka makahiki 1995. I ka 2016 wale nō, hiki i nā kālepa ke ho'ohana i nā kāleka me ka uku kālā. 'O ka inoa kāleka ka inoa "Kāleka maika'i". Hiki i kekahi ke noi no ia mamao. Penei nā ho'olaha i loa'a:

• 10% - no nā huahana ho'olaha;
• 1,5% - no ke kū'ai'ana mai 30,000 rubles;
• 1% - no ke kū'ai'ana i 30,000 rubles.

Inā ho'ohana maika'i'ia kahi kāleka kāleka me ka cashback i'oi aku ma kahi o 30 mau mahina i ka malama, a laila'a'ole pono e uku no ka mālama'ana i ka makahiki. Inā'a'ole,'o ka uku hana e 299 mau'ala no ka malama. 'O ka uku'ana i nā loiloi SMS 59 59 mau mahina i ka malama, 7.5% ka uku no ke kaulike. He mea kūpono kēlā huahana huahana no ka po'e kū'ai nui. Hiki iā'oe ke ho'oka'awale i kahi kālā he 150,000 rubles wale nō i ka malama.

Binbank

Ua hana ka hui no 23 mau makahiki. Hiki i nā mea kū'ai ke ho'ohana i ka papahana ho'opi'i "Binbonus". Ho'olilo'ia kahi kālepa'oihana i kahi kāleka kāleka me kahi ukana no ka kū'ai'ana. Hiki iā'oe ke kauoha iā ia ma ka pūnaewele. 'O ka ho'iho'i he 5% no nā waiwai a me nā lawelawe o kekahi'ano a me 1% no nā kū'ai'ē a'e.

'O ka ho'olimalima'ana i nā kālā he 450 rubles i kēlā me kēia mahina, akā inā'oe e uku no ka makahiki koke, a laila, 4,500 mau'āpana. 'A'ole e uku'ia kahi mea uku e like me ka helu'ana o ka helu he ho'okahi tausani tausani. 'A'ole he uku no ka ho'olaha SMC. Ina o ke koena mai 750 mano ia mau puu, alaila, 2% ka uku, a no ka puu uuku - 6%.

'O Promsvyazbank

He kāleka nui ia me kahi lālā'oi aku i ulu. Ua ho'okumu pa'a'ia nā lawelawe'oihana kū'ai'oihana mai ka makahiki 2005. Ho'olilo'ia nā mea kū'ai i kahi kākika kākii piha. Ho'opi'i'ia ma luna:

• 5% - no na wala ma na kikowaea kala;
• 5% - ma nā lole a me nā kāma'a;
• 5% - tickets;
• 5% - nā waiwai no ka hale;
• 3% - nā waiwai ma nā supermarkets.

Hiki i ho'okahi mahina ke ho'iho'i i 1 mau ruble. Makahiki malama koina 1 500 rubles no ka makahiki. I ka wā e hiki mai ana,'a'ole e uku'ia, inā no ka makahiki i hala aku nei, he 50,000 mau'āpana kūpono. No ka ho'ouna'ana iā SMS-no kēlā me kēia mahina he 29 rubles. 'A'ole ho'onui'ia ka uku no ka uku.

"Kui"

Ho'okuka'ia ka pepa ho'opuka e OOO RNKO, a'o Eurocast ka mea hā'awi. Aia ma luna o ka pa'i he 2 mau loiloi: "Golden Crown" a me ka Card Card. 'O ke kāleka e'ae iā'oe e hana i nā kālā like'ole, e ho'ololi, kū'ai i ke kālā.

Ke uku ka uku no nā waiwai a me nā lawelawe, ua uku'ia ka mea kū'ai i 0.5-3% o ke kumukuai kū'ai. Ho'onui'ia nā kumukū'ai maika'i, a laila hiki ke ho'ohana'ia no ke kū'ai'ana ma Euroset, a me nā hoa. 'A'ole mālama'ia ka mālama'ana a me ka ho'ona'auao SMS. Hiki ke loa'a ka uku ma ka palena - 10% (me kahi koena o nā 30,000 rubles) a me 7% (i lalo o 30,000).

"Ho'ohui"

Hā'awi ka hui i nā mea kū'ai aku i kāleka piha āpau me ka lawelawe kālā. Ho'oholo'ia nā helu no kēlā me kēia kū'ai. Ma hope o ka ho'opuka'ia'ana o ke kāleka, hā'awi'ia 200 bonus i makana. No ka kū'ai'ana, hiki i nā helu he 20.

'O ka lawelawe'ana o nā kāleka kāleka ma'amau 600 mau'ūlū, a me nā rubles - 300 rubles. No ka ho'ouna'ana i ka leka uila i loko o ka mahina mua'a'ole he uku, a laila - 50 rubles. Ho'olilo'ia ke kāleka i 10% no ka makahiki, inā ua like ka lō'ihi mau i ka emi'ole ma lalo o 10,000 rubles. Hiki iā'oe ke uku no nā kumukū'ai mai nā hoa hana, a he nui nā'ano kū'ai like'ole.

'O Raika Bank

'O kahi kāleka ho'opunipuni kahi mea ma'alahi kūpono e hiki ai iā'oe ke loa'a nā'āpana. Me ia mea hiki iā'oe ke loa'a ka cashback a komo i nā ho'olaha. Hiki iā'oe ke ho'opuka i kahi kāleka "ALL-TIME", a he mea ma'alahi loa ia e ho'ohana ai.

No ka kū'ai'ana i nā helu e hā'awi'ia ana: 1 bonus no 50 ai'ole 100 rubles. Ma ka lā hānau, hiki hou mai i 500 mau kiko. 'O ka palena o kēlā me kēia makahiki he 40,000 bonus. 'O ka uku o nā koleke kālā he 1 490 rubles, a me ka ho'onui'ana i ka ho'onā'ana i 60 mau'ilū mai ka 3 o ka malama. 'A'ohe pane kūpono i ka uku.

Megafon

Kāleka Kāleka "Megaphone" me ka li'ili'i inā'a'ole i'ike'ia i ka wā kahiko, akā ua lilo mua i ka noi. Nui nā pono i loa'a iā ia. 'O ka peni helu pūnaewele like ia me ke kaulike kāleka. Me kēia mau kālā e hiki iā'oe ke uku no nā waiwai a me nā lawelawe. Ho'onui'ia ka uku i 8% no ka makahiki. No ka loa'a'ana o ka loa'a kālā, pono'oe e hana i ho'okahi'ao'ao'oi aku ma kēlā me kēia mahina.

Hiki iā Cashback mai nā hoa o Megafon a hiki i 50%. Ho'opuka'ia ka kāpena ma ka lā ho'opi'i. Pono'oe e ho'oka'a'ike aku i ka Salon of Communications. Ke lawe inoa nei he 10-15 mau minuke. Hiki iā'oe ke ho'oka'awale i nā kāleka i kahi helu ho'okahi.

Ma mua o kou hana'ana i kahi kāleka, pono'oe e koho i ka huahana maika'i. He mea nui e ho'olohe i ke kālā. Kapa ano nui e unuhi 'ia i loko o ka palapala o ka bonuses, mile, heluʻai. No laila, pono e'ike mua'oe i ke'ano o ka uku a me ke'ano e ho'ohana'ia ai.

'A'ole ho'olako'ia nā ukana no nā kū'ai a pau, akā, no ka kū'ai'ana i nā hale kū'ai. Hiki ke'ike'ia kā lākou papa inoa ma ka pūnaewele o ka'ake. Aia wale nō me kāu hana'ana e hiki ai iā'oe ke uku. Kū'ē kēlā me kēia'aule'a e ho'ololi i nā kiko no kekahi mea kiko'ī, e like me ka ho'ēmi'ana, nā'auamo maoli, nā lawelawe. He nui nā'oihana e mālama i kahi uku mālama. Inā ho'ohana'ole'ia ka kāleka, pono e koho i ka uku li'ili'i.

'O ka pālākiō o nā kāleka kāleka me ka cashback e'ae iā'oe e koho i kahi koho maika'i loa iā'oe iho. 'O ke'ano o ka pilina'ana he mea maika'i i nā mea a pau: e loa'a ana i nā mea ho'ohana ke kālā, ke kāleka - uku no ka ho'ohana'ana i nā lawelawe, a me nā hoa - nā mea hou aku. No laila, inā maika'i nā kūlana, hiki iā'oe ke hana i kāleka kāleka.