Ola hiʻohiʻona: ka haʻilula no ke koena. solvency nā hoailona

Kekahi o na hoailona o ke kālā kumupaʻa o ka poe mea e uku. Inā i ka poe hiki ke uku kona pōkole-manawa ke kuleana, i kekahi manawa ka hoʻohana 'ana i ke dala kumu waiwai, ka mea, ua manaoia e e'ūheheʻe.

Kēia 'atikala discusses ka manaÿo e like me kaʻoihana kālā, me ka' ole o ka mākau kaulike, nā papakuhikuhi ola hiʻohiʻona, a me kaʻikena loaʻoihana kālā.

Company solvency

I ka papa kuhikuhiE anakahi o solvency o ka hana o ka nele o overdue hoike uku kālā a me ka loaʻa nui o ka he mooolelo lawa kālā. Mau rula, e e lawe mai ina ka nui o ka wai a waiwai o ka poe oi aku ka nui o kona pōkole-kau aie i ka paʻa manawa.

Hawaii solvency kālailai i nā ikepili ma kālā lua i pele: Cash pele e uhi i ka hooko ana i ke kuleana,ʻikena. Future kālā hookolokolo aku la ia me ka hoʻohana 'ʻoihana kālā nā hoailona.

Koena pepaʻoihana kālā - i ka hiki ana o ke anaina, e huli kona waiwai i loko o dala, e uku kālā ke kuleana,. Ka emi manawa ua koi 'ia no keia hana, i ka oi aku o kaʻoihana kālā o ka'āina. Ma keia hihia, e ole oi aku i ka iapaau ana au i ka wā o ka hana ana o ka hala.

ʻoihana kālā o ka poʻe - oi capacious manaʻo. Ua hiki ke hoakakaia like me ka hiki ana o ka hana a me ke kōkua o na, a mawaho kumu eʻimi mea o ka uku, e uku aku i ko lakou mau kuleana.

hana Ikepili

ʻoihana kālā Ka Ikepili ma ka hana ua lawe mai i ka huli a me ka pololei hooponopono ana o ka hana solvency. I ka hoʻokō 'ia Ka Ikepili ua loiloi':

• ʻoihana kālā o ka papa waiwai o ka hana;
• kaʻoihana kālā o ke koena o ka poʻe like me ka a pau;
• solvency o ka poe a ianoiyuaa a, a ma o ka wā e hiki mai;
• i ka lehulehu o ka nohona ma pilikino E pili nona ma ka malama ana i ke koi 'ia solvency;
• ka manaʻolana 'ia no ka hooulu ana, a koi no ka hoʻoponopono' i ka Loaʻaʻia adverse aʻe.

Hoʻohui 'ia o ka waiwai

E kālailai i kaʻoihana kālā o ke koena pepa, e mea pono e hoohalike i ka waiwai a me nā kumu'āi'ē o ka huakai. No ka pono o ka pono, e māhelehele au iā lāua i loko o kekahi mau pūʻulu,ʻo ia hoʻi, ka mea, o ka mākau koena.

Koena pepa waiwai, ke kaumaha ma muli o ko lākou degere o kaʻoihana kālā e māheleʻia i loko o 4 pūʻulu.

• Ka hui A1 pili loa kinowai waiwai. Ma keia waeʻano e komo kālā waihona kālā (pōkole-makahiki) a me ka dala a pele. Ke koena pepa o ka laina me na nā loina o ka 1240 a me ka 1250.
• Ka hui A2 loaʻa i ka waiwai, i ka manaʻo o ka mea e lawe i ka kŘpa a pōkole manawa. Mau nā buke receivable (ma luna o ke koena pepa kuhi 1230). ¶ A i loko o kekahi mau kumu a hiki i ka A2 pūʻulu kikowaena'ē aʻeʻikena waiwai. Ma keia pae, i kaʻoihana kālā hilinaʻi nui ma luna o ka solvency o counterparties, na ano o ka uku a me ka uku holo.
• A3 pūʻulu he lohi realizable waiwai. Kēia waeʻano nā laau o ka waiwai a me ka mea, hana ma ka holomua, VAT. E hoohuli i ko lakou koi pohō a dala, e pono i kekahi manawa. Ma ke koena pepa i ka A3 pūʻulu nā laina me nā loina 1210, 1220 a me 1260. kekahi i kākau nā loko o kēia waeʻano a paa waiwai (kuhi 1150).
• Eia hoi, ua haawiia keia i ke A4 ka pūʻulu ka loa illiquid waiwai. Kēia holoʻokoʻa Section aʻu manawa helu kaulike (kuhi 1100).

waeʻano Haumana

Ua māheleʻia nā mea a pau koena kuina nā kumu'āi'ē ke kaumaha ma muli o ka urgency o lākou i ke ola i loko o ka pūʻulu.

• Ma ka P1 pūʻulu ua haawiia loa kaʻenaʻena kuleana, a ua oluolu i ka wa pokole-makahiki payables i limahana o ka hui, Bedroom a me extrabudgetary dala, nā kānaka kūkulu a me ka mai ana, etc. (Code 1520).
• Ka hui P2 nā pōkole-manawa nā kumu'āi'ē. pōkole-ʻia borrowings (kivila 1510) hiki ke wahi a hiki i keia waeʻano, 'ē aʻe nā kumu'āi'ē (Code 1550).
• I ka pae ana o p3 nā lōʻihi-kau aie (kuhi 1410).
• Ka P4 pūʻulu nā paʻa nā kumu'āi'ē, a me ke kālā ma luna o ke kaulike (nā loina 1300, 1530, 1540).

ʻoihana kālā ka lākiō.

Ma waho aʻeo ia ka loa nā loina e hoʻohana i pili nā hoailona o ka poe o ka solvency. Hoomaopopo loa ia lākiō, hoʻokēʻai a me ka nohona maʻoihana kālā.

E hoomanao i loa Lākiō. Ua Hōʻike 'ke kaʻana like' ana o ka pōkole-manawa nā kumu'āi'ē i kaʻahahui hiki koke uku aku no i ka mea a ianoiyuaa a loaʻa kālā. Pōpilikia me lākiō o A1 a hiki i ka huina o P1 a me P2. Ka waiwai kiʻekiʻe o kēia hiʻohiʻona i ka 'i ka poe e uku kona aie me ka kiʻekiʻe pahiki.

Next lākiō - waiwai o kaʻikena lākiō. He hōʻike pehea e uhi i ka poʻe i kaʻikena nā kumu'āi'ē ma kaʻikena waiwai. Ke anakahi Ua manaoia e e like penei:ʻikena waiwai (A3 + A2 + A1) puunaueia ma kaʻikena nā kumu'āi'ē (P1 + P2). Ke kiekie o ka manual, ka mea i oi aku ka hilinai nui o ka aie i ka aie, e e noho.

Eia hoi, o ka uku o ka poe ola, lākiō - mea, ma ka mea, o ka palapala cia. Ua kōkua i ka Loiloi ana i ka poe e hoopau i kona nā kumu'āi'ē (pōkole-manawa) i loko o ka hihia ma kahi o ka manawa, e hoʻomaopopo i ka ke koe nō.

Mauʻoihana kālā ka lākiō. I mau hōʻailona i ole wale no ka mea na hana o ka hana, akā, no hoi no mawaho mea hoʻohana.

Ka i ka ho omaulia ana o ka poe ola, lākiō

Ka i ka ho omaulia ana o ka poe ola, lākiō Ua like penei: ka huina o A1 a me A2 ua puunaueia ma ka huina o P1 a me P2. I ua waiho i loko o ka numerator: dala dala + kālā waihona kālā (pōkole-manawa) + receivables. Ke denominator o ka huina o ka pōkole-makahiki borrowings, hoike uku kālā a me nā nā kumu'āi'ē.

E ho ohana i ke karaima laina ma ke koena o ka poe ola, haʻilula lākiō mea like penei:

= QR + str.1250 str.1240 str.1230 + / + str.1550 str.1520 + str.1510

Mākou e huli i ke kaʻi lau waiwai o ka hana ana o ka fictitious poe koena. huahelu pa alima - tausani rubles ..

E like me ke koena haʻilula mea ola lākiō ma 31.12.2016 kulanakauhale, e nana me keia:

QR = 2 640 + 45 + 225/1 725 + 3 180 + 37 = 0,58.

Pela no mākou e huli 'inideka like o 31.12.2015 g.:

QR = 1 570 + 14 + 68/1 615 + 1 925 + 20 = 0,46.

Ka i ka ho omaulia hōʻike i kaʻoihana kālā o ka poe e ulu ana e hoʻokēʻai ai.

maʻamau cia

Ma aneiai moʻokalaleo, i ka waiwai o ka poe ola, lākiō ua manaoia e e maʻamau ma ka laulā o ka 0.5-1 a kiekie ae. Eia naʻe, no ka uku e oko ma luna o ka hana, a me ka like ma ka poe hana. Pela, ke anakahi e e 0.4-0.5 no nā kālepa.

Ka Ikepili E hoʻolohe,ʻaʻole wale nō ma luna o ka huina waiwai o ka 'inideka, akā, i ka' ole o kona eiiiiiaiou. Penei, he nui hapa o ka wai a waiwai paha e receivables, i mea pilikia ke ola. Ma keia hihia, no ka uku o ka poe ola, lākiō ua noʻonoʻo i ka waiwai i oi mamua o kekahi.

Ke Lūkini kanawai he i ka helu o normative nā loina. No laila, i loko o ka papa o na Kuhina o ka hoʻokele waiwai № 118 mai 18.10.1997, i ka paipai ana o kokololioʻoihana kālā o nā huahelu, a ma luna o ia me ka wehewehe ana i ka lalo aiee o ka poe pono, e mau hana me ka aie, e pale delinquency kauoha.

Ke Aupuni hooholo № 52 o 30.01.2003, i ka haawi waiwai o ke kaʻi lau waiwai no ka mahiʻai nā hoʻohua - mai 1,2 i 1.5.

kamepiula Ka Ikepili

Me ka poe ka solvency pili ana i ka manaʻo o kaʻoihana kālā kamepiula. Ua Hōʻike 'ka likelihood i ka poe-mea hāʻawi' aʻole e hālāwai me kona uku me ke kuleana i ka piha, a ma ka manawa pono.

ʻoihana kālā kamepiula ka auhau ua lawe mai ma luna o ka muli o ua pūʻulu o ka waiwai a me nā kumu'āi'ē kūkā mai ma luna. Ke kamepiula mea kiekie, ka mea haahaa i kaʻoihana kālā o nā waiwai, a me ka uku wā, ua emi ma mua ma luna o na kuleana. Nohona ma ka papaʻaina o ua hōʻike mai iā ia ma lalo:

Oia Hoʻohui 'ia graphically hōʻike i ka like ana o ka wai a waiwai a me nā kumu'āi'ē i loko o ka nohona ma' ole. Next, he hoʻohālike ua hana o ka waiwai a me nā kumu'āi'ē aiee loko o ke kamepiula pae. Kēia pili hōʻike mai i ke 'ano a me kaʻoihana kālā kamepiula? Aie, ma a he mea i hana

No laila, i ke koena pepa ua noʻonoʻo wai a ina na kēia inequalities:

A1≥P1, A2≥P2, A3≥P3, A4≤P4 - ka mea aole he pilikia i loko o ia mau 'ana ma.

ʻoihana kālā ua noʻonoʻo ana i ka lākiō o A1

Ka lākiō A1

Eia hoi, i ka wa inequalities A1

mea, ua ulu

ʻoihana kālā Hōʻike 'i ke degere o ka solvency o ka hana. Ma ke Ka Ikepili, hoʻohana likeʻole kāu kiʻina hana e kiʻi i ka oi piha ano o ka poe, a me ka maoli kūlana pili kālā.

Me ka Hoʻohui 'ia hana lakou i ka mākau koena.

E ho ohanaʻikepili mai ke koena haʻilula ola hiʻohiʻona, he a me ka loaʻoihana kālā, hoʻoholo i ka hopena e pili ana i nāʻano o nā loli o nā hoailona o ka waiwai a me nā kumu'āi'ē,ʻoihana kālā o ke koena pepa 'ikamu, e like me nā hualoaʻa loaa me hoʻokonukonu a me ka hana averages.

He nui e hoailona oukou i ka Ka Ikepili me ka nānā 'ana i kaʻoihana kālā o ka hana hiki e uku wale no ka mea pōkole makahiki (mai i 12 mahina).