Ka ho'oholo'ana o ka FFOMS, nā hana nui a me nā hana o ka waihona kālā, ka pū'ulu o ka hui

'O ke kālā kālā hō'ai'ē hō'ai'ē'o Federal Compulsory Medical Fund (i helu'ia ma lalo a'e nei'o "ka" "Fund") he waihona Moku'āina i ho'okumu'ia no ke kālā mālama kālā no ka po'e o ka Russian Federation. Ke dala o ka ole-Bedroom, alaila, he mea kālā i ka Waiwai ku mai,ʻaʻole no ka mea, o ka moku'āina Bedroom , a mai na dala i loaa mai policyholders (kanaka a me ka loio i nāʻoihana). FFOMS mea he pili-ponoʻahahui, ke kālā a me ka uku kula, i kona mau koena pepa a me ka iho waiwai.

Hō'ike o FFOMS

E no'ono'o i kēlā me kēia hua'ōlelo mai ke po'o. He aha ka mana'o a no ke aha i koho'ia ai?

• 'O ka Federal. Ua ho'okumu'ia ke kumukū'ai ma ke aupuni pekelala, aia nō kona mau'ena kū'oko'a ma kēlā me kēia māhele o ka Russian Federation, a'o ke kumu o kāna hana e ho'oponopono'ia e nā kānāwai pekelala.
• Ka Papahana. He hui waiwai'ole kēia e loa'a ana i kāna kālā pono'ī, i ho'onohonoho'ia no kahi pahuhopu pili kaiaulu a me ka pilina - hā'awi i ka mālama'ana i ka maika'i o ka maika'i'ole i ka heluna kanaka.
• Pono. 'O ke'ano o kēia hua'ōlelo,'o nā kānaka a pau o ka Russian Federation e pono e ho'opa'a'ia me ka'ole. Wahi a ke Kumukānāwai o ka Lūkini Lūkini, ua kuleana nā kānaka a pau e loa'a ka lā'au lapa'au kūpono mai ka moku'āina mai, a no ka ho'onohonoho pono'ana ia mea, pono e uku kēlā me kēia mea i nā pu'u kālā pilikino (ma ke'ano a ma o ka limahana paha) i ke kālā, kahi e ho'ohana'ia ai.
• Nā lā'au lapa'au. 'O ka pahuhopu nui o ka Foundation,'o ia ka mālama olakino,'o ia ho'i, kōkua i ka po'e i loa'a ka pilikia kino.
• 'Ike. Kēia kūikawāʻano o oicyenoaaiiie pili i loko o ka moku'āina ma i poe kanaka deducted kekahi lapaʻau ka uku nui loa, e loaa i kekahi wahi, a ina e pono ai e hāʻawiʻia hoʻi i nā kanaka i ka puu hoʻopaʻa waiwai 'ole lapaʻau lawelawe.

No laila,'a'ohe pa'akikī ka unuhi'ana o ka FRIF - ua lawa ka'ike maopopo i nā hua'ōlelo i ho'ohana'ia ma ka Russian Federation e koho i nā hui nui.

Nā kānāwai o ka Moku'āina

Ho'oponopono'ia nā hana o ka'Āmelika e ke kānāwai o ka Russian Federation ma nā pāleka aupuni a me nā māhele. 'O nā palapala nui ma luna o ke kumu nui a me nā lālā o ka'āina:

1. 'O ke Kumukānāwai o ka Russian Federation.
2. FZ o 29.11.10 "Ma ka laikini lapa'au koi i ka Russian Federation".
3. Ke Kauoha o ka Foundation.
4. Nā ho'oholo o ka po'e koa "Ma ke ka'ina hana no ke kālā'ana i ka'ae'ana o ka pono o nā kānaka" no kēlā me kēia makahiki.
5. 'O ka hō'ailona kālā o ka Russian Federation.
6. Nā hana 'ē a'e o ka Russian Federation.

Nā hana o ka waihona

'O nā hana nui o FFOMS,'o ia nā hana e hana ai e ho'okō i ka pahuhopu nui o kona hana'ana - e hō'oia'i'o i ke kālā kālā no nā kānaka lapa'au. Ho'onohonoho'ia lākou i ka helu 8 o Ch. 6 o ka Insurance Law a me ka moku'āina i FFOMS:

1. E komo i ka ho'omohala'ana i ka papahana nui no ka ho'olako'ana i nā lawelawe lapa'au.
2. Ho'opili a mālama i nā kumu waiwai kālā e ho'olālā i ka papahana.
3. Ho'opau i nā kūlana no ka mālama'ana i ke kālā no nā hui'āina.
4. Mālama i nā hana a nā pū'ulu'āina a me ka ho'ohana'ia'ana o nā kumu waiwai waiwai i loko o ka papahana.
5. Mālama i ka mālama'ia e nā po'e o ka'inikua o nā kūlana no ka ho'ohana'ana i nā kālā i loko o ka papahana a me kā lākou mau kōkua pono.
6. Loa'a iā ia ke kuleana e koi a hō'ili'ili mai nā mea kumukū'ai (nā kānaka a me nā kuleana pili kānāwai) i ka ho'opa'i, nā ho'opa'i a me nā uku ho'opa'i, i ho'ouna'ia e hā'awi i ka lā'au lapa'au i nā mea hana'ole.
7. Ho'okumu i kāna mau mo'olelo pono'ī, ho'okumu i kona mau'ano, ho'oholo i ka ka'ina hana ho'opuka, ho'opuka i nā leka a me nā palapala o nā palapala, a kau i nā kuhikuhi kūpono i loko o kona mana.
8. Ho'onohonoho ia i nā leka uila o nā hui e ho'olako i nā 'oihana palekana a me nā' oihana lapa'au, nā leka inoa o nā mea 'ike kūpono a me nā kānaka i hō'oia.
9. Hana i nā hana'ē a'e i loko o ka palena o nā mana.

Ke kulekele MHI

'O ka palapala nui i hā'awi'ia e ke Kōmike Ini'i Lapa'au'oia'i'o no ka mea ua loa'a iā Rūkini he kuleana e loa'a iā ia ke kūlana palekana kūpono.

Ke kulekele Ua loaʻa mai i ka kūloko kino paha FFOMS i kalepa a papa hana, a ke dala i ulele kona mana e hoopuka kūkulu '(ola lapaʻau poʻe).

No ke noi'ana i ke kino MHIF o ka'āina (ai'ole i kēlā mau hui i hā'awi'ia i nā mana kūpono no ka'ili), aia wale nō kahi palapala kāpena i koi'ia, i ka manawa e noi ai i kahi kulekele no kahi keiki, pono e hā'awi'ia kahi palapala hō'oia o kona hānau'ana. Ma hope o ka loa'a'ana o ka noi, ho'opuka ka po'e pa'i i kahi palapala hō'oko'a no ka manawa (1 mahina), e hiki ai iā'oe ke ho'ohana i nā lawelawe a pau ma ka kulekele a hiki i ka manawa i loa'a ai.

He aha ka palena kālā o ka waihona kālā?

I mea e maopopo ai i ka mea i ho'olālā'ia ai ke kālā o ka waihona kālā, pono pono ke ho'omana'o i kahi palapala ho'opi'i ho'opi'i. Loa'a ka FFOMS i ke kālā mai nā mea i kapa'ia he mau pilikanaka, i uku'ia i ka Pū'ulu Penima a loa'a i ka 2014 22% (me ka uku makahiki he 624,000 rubles). 'O ka auhau o ka FFOMC he 5.1% o kēia nui. Ina ua oi aku ka nui o na loaa o ka makahiki he 624,000 rubles, alaila, he 10% ka haawina o na puu dala mahope iho o ka puu dala puu dala, a he 3.7% wale no ka unuhi ana i ka puu dala.

Eia kekahi, he mau hui like'ole o nā hui i ho'ohui'ia nā uku ho'olimalima.

Ka auhau Ua uku i loko o ka waihona kālā hoomau hapahā paha malama ke kaumaha ma muli o ka kinona a me ka hui ana o ka'ōnaehana auhau (UTII ole Nohie auhau).

Ka Hopena

No laila, ua hiki ke ho'omaopopo a wehewehe'ia ka wehewehe'ana o ka FFOMS i nā kānaka a pau o Rusia, no ka mea, ke noi nei mākou a pau no nā lawelawe lapa'au ma lalo o ke kulekele MHI a hā'awi i nā'auhau no ka ho'opiha'ana i ka hō'ai'ē kālā.